Silver Finance
सुरक्षित. Fast.
Lender to New Bharat
About
Us
Company Overview
Silver Finance Solutions Private Limited is a Reserve Bank of India (RBI) registered Non-Banking Financial Company (NBFC). We provide gold and silver-backed loans to the rural population of Madhya Pradesh.
We are a specialty finance company focused on silver lending, as we mainly receive silver jewellery as collateral for our loans. Silver is a common and affordable asset among the rural households, and we leverage its potential to unlock their financial opportunities. We also provide loans against gold jewellery. Our loans are designed to be convenient, flexible, and affordable, with competitive interest rates and easy repayment options. We also ensure the safety and security of the pledged gold and silver, by providing insurance cover and storing them in secure vaults with security sensors, guards and 24/7 surveillance. All the branches have inhouse gold and silver experts and testing machines. There is also continuous internal check, audit and revaluation on the above.
Who We Are
Our company was founded by a team of experienced professionals and serial entrepreneurs with extensive expertise in business, finance and the local region. We are driven by a passion to serve the underserved and underbanked segment of society, who often face challenges in obtaining credit from traditional financial institutions. Our deep understanding of their needs and aspirations enables us to offer fair and transparent financial solutions that are tailored to their unique requirements. We employ cutting-edge technology and innovation to provide our customers with efficient and dependable services. Our network of branches is strategically located to ensure that we can provide unmatched customer service and value to our customers. We are dedicated to upholding the highest standards of ethics, compliance, and social responsibility. Our commitment to rural empowerment and economic growth in Madhya Pradesh is a source of pride for us.
Our Vision
Our mission is to empower the hardworking people of Bharat’s small towns and villages by providing them with sustainable financial services. We are committed to building a trusted partnership with our clients, backed by gold and silver loans, to unlock their potential and help transform the rural economy. Our vision is to become the leading financial services provider in rural India, driving economic growth and development across the nation.
What
We
Offer
Silver & Gold Loans
Our silver and gold loans are designed to provide you with hassle-free and flexible financing solutions at attractive interest rates and minimal documentation. You can borrow up to 75% of the value of your silver or gold collateral and repay the loan in easy instalments or as a lump sum at the end of the tenure.
Safety and Security
We store your valuables in our state-of-the-art vaults, equipped with advanced security systems and 24/7 surveillance. Our vaults are fireproof, waterproof, and tamper-proof, ensuring that your assets remain intact and protected. We also provide insurance cover for your pledged silver or gold, giving you additional peace of mind and protection against unforeseen events. You can rest assured that your valuables are in safe hands and will be returned to you in the same condition as you pledged them.
Speed and Convenience
We have a digital onboarding and computerised system that enables you to get your loan disbursed within minutes of applying for a loan and pledging your gold or silver assets. Our system is designed to provide you with a seamless experience at our branch, without the need for lengthy approvals or verification processes. You can get your loan amount disbursed instantly in cash or through bank transfer, depending on your preference and amount.
Fairness and Transparency
We use sophisticated and calibrated machines along with local experts to weigh and assess your assets, based on the current market rates and purity. We provide you with a clear and detailed loan agreement, outlining the terms and conditions of your loan, and ensuring transparency and fairness in our valuation and underwriting process.
Flexibility and Affordability
We offer a range of loan schemes and repayment options, allowing you to choose the one that suits you the best. You can prepay or foreclose your loan at any time without any penalty or charges, giving you the freedom and flexibility to manage your finances on your terms
Why
Us
Well Capitalised Lender and Conservative Credit Underwriting
As a Reserve Bank of India (RBI) licensed and regulated lender (NBFC), we specialise in offering 100% secured silver and gold loans up to a maximum of 75% of the precious metal value. Our secure vaults ensure that the collateral remains safe and retains its value well.
Deep Regional and Operational Expertise
Our managers and directors have a wealth of experience in operating successful businesses in the regions we serve. We are highly regarded in the local community as trusted partners with an unwavering commitment to integrity. This is a critical attribute for operating a lending business in this part of the country and a key differentiator that sets us apart from our competitors.
Years of Experience
Our team of managers and directors boasts a wealth of experience in business and finance, with each member having a minimum of 20 years of experience. We have a diverse range of expertise, having worked in global companies such as BlackRock and Google, as well as local banks, logistics, manufacturing, and real estate businesses. Our in-house experts are well-equipped to find solutions for all the critical aspects of the business, from Wall Street to dusty village streets. We are committed to providing our clients and investors with the highest quality of service and expertise, and we strive to exceed their expectations at every turn. We believe that our experience, expertise, and commitment to excellence make us the ideal partner for any business looking to succeed in today’s competitive marketplace.
Contact
Us
Our Address
196 Vindhyachal Nagar,
Indore, Madhya Pradesh, India